All tools

Salary after tax calculator

Enter your salary and your own deduction percentages to see your real take-home pay.

Knowing your real take-home pay is the starting point for any budget. Everyone's tax code, National Insurance, pension and other deductions are different — copy the percentages straight off your payslip to get an accurate figure, then use it as the monthly income you plan your repayments and spending against in the other calculators.

Your salary before any deductions.

From your payslip. Basic rate is 20%, higher 40%.

Most employees pay 8% on the bulk of their salary.

Your share into a workplace pension. Set 0 if none.

Any other % deduction (e.g. student loan repayment is 9%).

Take-home / year
£30,150
Take-home / month
£2,512.50
Income tax
£9,000
National Insurance
£3,600
Pension
£2,250
Student loan / other
£0

Tip: open your most recent payslip and copy the percentages directly to get a precise result.

Save this plan

Downloads a full PDF report with all your inputs, results and breakdown.

Got credit card debt?

Our main tool helps you cut interest and pay off cards faster.

Open the debt calculator

Estimates only. Not financial advice.